Stephen Hawkins Mortgage and Real Estate Blog

The Basics of an FHA Loan

The Basics of an FHA Loan

First of all, FHA stands for Federal Housing Administration. That means the FHA regulates these loans and offers them at more competitive terms and rates to keep home ownership affordable for a wider variety of people. That’s also why FHA Home Loans are ideal for first time homebuyers or those with less than perfect credit. However, it may not... [Read more...]

Smart Moves Toward the Best Mortgage Rate

Smart Moves Toward the Best Mortgage Rate

Whether you need a mortgage to purchase your first home or are simply looking into refinancing your existing mortgage, you absolutely must find the best mortgage rate if you want to make a positive financial decision. Let me help you by providing a few tips: Shop around for the best rate. Although we are in tough economic times and it is getting harder... [Read more...]

Five Ways to Compare Mortgage Companies

Five Ways to Compare Mortgage Companies

Finding the right mortgage for your new home is a big decision, so here are five factors to help you understand which company will work best for you: 1) Fees and Interest Rates You should always make sure that the fees are appropriate and the interest rates are affordable. Nobody wants to pay fees that they shouldn’t be paying or have an interest... [Read more...]

Online Mortgage Calculators

Online Mortgage Calculators

An online mortgage calculator can be one of the best and easiest ways to help you calculate your various mortgage expenses. It will help you determine what combination of elements must come together in order for you to get the best home loan for your financial situation. When using a mortgage calculator, keep an eye on the interest rate and the term... [Read more...]

Don’t Miss Out on Real Estate Foreclosures

Don’t Miss Out on Real Estate Foreclosures

Today’s marketplace offers many property investment opportunities, especially with the dramatic rise in foreclosures. Real estate foreclosures can now be purchased for pennies on the dollar and come in a variety of homes and price ranges (and even timeshare properties). Low Prices While the location and nearby amenities will play a role in the... [Read more...]

Stephen Hawkins Mortgage and Real Estate Blog